Products

Build-A-Plan

TPAC gives you the power to customize your benefits.

Leave it to The Physicians’ ASSURANCE Corporation (TPAC) to invent a concept that delivers a customized approach to healthcare. Build-A-Plan is an innovative new way for employers to design their own group medical plan. Employers can now choose from several benefit options to develop a customized medical plan that meets their specific needs. This in turn opens up a wide range of possibilities, providing increased flexibility and greater choices. With Build-A-Plan, TPAC brings something totally unique and refreshingly new to the healthcare marketplace. Isn’t it about time?

Making it happen is easy. Simply customize your own medical plan by choosing one item from each of the columns. It’s TPAC’s way of helping you build a plan that’s just right for you.

Build-A-Plan Options

Network
Deductible 		Network
Coinsurance 		Network
Coinsurance
Out of Pocket 		Network Copay Package
Primary Care/Specialty Care/Urgent Care/Emergency 		Rx Plans
Retail Generic/Retail Preferred Brand/Retail Non-
Preferred/Specialty
$0 50% $0 $10 / $10 / $35 / $100 $10 / $20 / $35 / $35
$100 30% $250 $10 / $20 / $35 / $100 $10 / $25 / $45 / $45
$200 20% $500 $15 / $15 / $50 / $150+Coins $10 / $30 / $50 / $50
$250 10% $750 $15 / $30 / $50 / $150+Coins $10 / $30 / $50 / $100
$300 0% $1,000 $20 / $20 / $50 / $150+Coins $10 / $35 / $70 / $140
$400   $1,250 $20 / $40 / $50 / $150+Coins $10 / $35 / $70 / $70
$500   $1,500 $25 / $25 / $50 / $150+Coins $10 / $35 / $70 / $140*
*After $100 deductible
$600   $1,750 $25 / $50 / $50 / $150+Coins $5 / $35 / $70 / $140
$700   $2,000 $25 / $25 / $50 / $200 Medical Deductible & Coinsurance
$750   $2,250 $25 / $50 / $50 / $200  
$800   $2,500 $25 / $50 / $100 / $250  
$900   $3,000 $30 / $30 / $50 / $150+Coins  
$1,000     $30 / $60 / $50 / $150+Coins  
$1,150     Medical Deductible & Coinsurance - HSA Compatible  
$1,250     Medical Deductible & Coinsurance with ER $250 Copay  
$1,500        
$2,000        
$2,300        
$2,500        
$3,000        
$3,500        
$4,000        
$4,500        
$5,000        
Non-network benefits and family limits cannot be customized

Sample Plans

Network
Deductible 		Network
Coinsurance 		Network
Coinsurance
Out of Pocket 		Network Copay Package
Primary Care/Specialty Care/Urgent Care/Emergency 		Rx Plans
Retail Generic/Retail Preferred Brand/Retail Non-
Preferred/Specialty 		Details
$500 20% $1,500 $15/$30/$50/$150+Coins $10/$25/$45/$45
$2,000 0% $0 $25/$50/$50/$200 $10/$30/$50/$100
$2,000 0% $0 Medical Deductible & Coinsurance Medical Deductible & Coinsurance
$200 50% $2,500 Medical Deductible & Coinsurance with ER$250 Copay $10/$35/$70/$140

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